Marks and Spencer Loans
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Personal Loan - Product Profile
LOAN PRODUCTS:
| Product name | Personal Loan |
|---|---|
| Typical APR | 8.90% |
| Loans available | £1,000 to £25,000 |
| Loan type | Unsecured |
| Rate | Fixed |
| Borrow from £1,000 to £20,000 and take a repayment holiday of 3 months |
GENIE SAYS
Marks and spencers personal loan allows you to start repayments three months after you take out the loan, so it can be a helpful way to borrow.
the loan comes with optional payment protection and a pretty low interest rate.
ILLUSTRATION
| ILLUSTRATION PURPOSES ONLY, BASED ON TYPICAL APR. |
FULL DETAILS - PERSONAL LOAN
| Lender's fee |
£ 0 |
| Accept adverse credit rating? |
Yes |
| Must be a homeowner? |
Yes |
| Has direct debit? |
Yes |
| Early redemption charge? |
Yes |
| Deferred payment option? |
Yes |
| Min. age at application |
0 |
| Minimum income |
£ 0 |
| Maximum loan amount |
£ 25,000 |
| THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. |
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.